Sending Money to Senegal from the UK: A 2026 Guide
Senegal has one of West Africa's most vibrant mobile money ecosystems, anchored by Wave — a homegrown fintech that has disrupted the market with genuinely low fees. Combined with Orange Money and Free Money, recipients in Senegal have plenty of options for receiving funds. The challenge from the UK end is finding a provider that connects well to these networks.
Wave, Orange Money and Free Money
Wave has rapidly become the dominant mobile money platform in Senegal, known for its zero-fee domestic transfers and clean user experience. Orange Money holds a significant share too, particularly outside Dakar. Free Money is a newer entrant but growing fast.
Not all UK providers connect directly to Wave yet — it's worth checking which wallet your recipient uses before choosing a provider. Sendwave and WorldRemit both offer solid mobile money delivery to Senegal.
Provider Comparison
Sendwave
Zero fees, competitive rates and direct mobile money delivery to Senegal. One of the most reliable options for this corridor.
Lemfi
Zero fees and good rates for Senegal. Strong in the diaspora community for its app experience and speed.
Taptap Send
Supports Senegal with zero fees and mobile money delivery. Rates fluctuate daily so worth comparing.
WorldRemit
Broad delivery options including mobile money, bank transfer and cash pickup. Small fee applies.
Remitly
Competitive rates with reliable delivery. Small fee applies but worth comparing on larger transfers.
Wise
AfriRate PartnerTransparent mid-market rate with a small fee. Bank transfer only — best for recipients with bank accounts.
First-transfer code
AFRIRATE
£500 sent fee-free
Rates at a Glance
| Provider | Fee | Approx. Rate | Mobile Money |
|---|---|---|---|
| 🏆 Sendwave | FREE | CFA766/£ | ✅ |
| 🏆 Lemfi | FREE | CFA763/£ | ✅ |
| 🏆 Taptap Send | FREE | CFA760/£ | ✅ |
| Wise | ~£1.50 | CFA758/£ | ❌ |
| WorldRemit | £1.99 | CFA751/£ | ✅ |
| Remitly | £2.99 | CFA748/£ | ✅ |
| Western Union | £4.99 | CFA730/£ | ❌ |
Common Questions
Does Senegal use the same CFA as Cameroon?
No — Senegal uses the West African CFA Franc (XOF) while Cameroon uses the Central African CFA Franc (XAF). Both are pegged to the Euro at the same rate but are separate currencies and not interchangeable.
Can I send directly to Wave in Senegal?
Some providers support Wave delivery but coverage varies. Check with your chosen provider before sending if Wave is your recipient's preferred wallet.
Is Senegal a good rate corridor?
Yes — the XOF peg to the Euro keeps rates stable, and competition between providers means the spread between best and worst is relatively tight compared to NGN or GHS.
Send to Senegal with Sendwave
Zero fees • Mobile Money delivery • Instant
Send to Senegal with Sendwave →Always verify rates on Sendwave before sending.
Send with WorldRemit
Mobile money • Bank transfer • Cash pickup • Fast delivery
Send Now with WorldRemit →Always verify rates on WorldRemit before sending.
Send to Senegal with Remitly
Fast delivery • Reliable transfers • Competitive rates
Send Now with Remitly →Always verify rates on Remitly before sending.