What AfriRate Compares
AfriRate compares available money-transfer pricing evidence for supported corridors. Depending on the provider and the available source, that evidence can include the exchange rate, recipient amount, separately stated transfer fee, payout method and the time the quote was observed.
We focus on the information that helps a sender understand the value of a transfer rather than relying on an advertised exchange rate alone.
How AfriRate Collects Pricing Evidence
AfriRate collects and compares available pricing evidence for supported money-transfer corridors. Depending on the provider and the information available to AfriRate, this may include provider pricing data, quoted exchange rates, recipient amounts, transfer fees, delivery methods and the time the evidence was observed.
We use the pricing evidence available to us rather than assuming that an advertised headline exchange rate represents the final value of a transfer. Where evidence is unavailable or cannot be sufficiently compared, AfriRate does not invent or estimate a verified result.
How Verified Results Are Selected
Our highlighted partner ranking includes only providers with an active commercial agreement and qualifying verified pricing evidence. An affiliate agreement alone does not establish pricing accuracy.
The Best Verified Partner Deal is the eligible quote with the highest recipient amount for the selected corridor and transfer amount. Required fee information must be available. If no partner quote qualifies, no verified partner winner is shown.
Commercial relationships determine eligibility for this ranking. They do not change the quoted rates, fees or recipient amounts. Providers without an active agreement appear separately and may offer better prices. The
What "Verified" Means
Partner status describes our commercial relationship. Pricing verification describes the supporting evidence. Providers without an active agreement are excluded from the highlighted partner ranking, even if their pricing evidence qualifies as verified. Always review the provider's final quote before sending money.
How We Identify the Best Verified Deal
The highest exchange rate is not automatically the best overall deal. AfriRate's Best Verified Deal uses qualifying fresh evidence and compares recipient value using the pricing components required for a verified all-in comparison, including fee evidence where applicable.
This is why AfriRate distinguishes between a strong headline exchange rate and a verified all-in comparison. A provider can have the highest headline rate without necessarily producing the strongest qualifying overall result.
How We Treat Transfer Fees
A zero fee and an unknown fee are not the same thing. AfriRate only treats a separately stated transfer fee as zero when the available pricing evidence supports that value.
If a fee is not separately stated or cannot be established from the available evidence, we identify it accordingly rather than assuming the transfer is free. A quote without the required fee evidence is not eligible to win the verified all-in ranking.
Headline Rate vs. Overall Deal
AfriRate can identify the highest verified headline exchange rate separately from the Best Verified Deal. Keeping these measurements separate helps users avoid assuming that the largest displayed exchange-rate number must always provide the best transfer value.
Freshness and Observation Time
AfriRate records when pricing evidence was observed and collected. Freshness matters because money-transfer prices can change after a quote has been captured.
Where freshness information is available, AfriRate uses it when deciding whether evidence can participate in a verified ranking. The observation time tells you when AfriRate saw the pricing evidence; it is not a guarantee that the provider still offers exactly the same quote later.
Why Your Final Quote May Differ
A provider's final quote can depend on factors such as the amount being sent, payment method, payout method, destination, promotions, account eligibility and pricing changes made after AfriRate observed the quote.
AfriRate is a comparison service and does not process the money transfer itself. Always review the provider's final exchange rate, fee, recipient amount and transfer terms before confirming a payment.
Affiliate Transparency
AfriRate may earn a commission when a user follows certain provider links and completes an eligible action. This does not change the provider pricing evidence displayed by AfriRate.
Verified deal labels are based on AfriRate's comparison and evidence rules. You should still review the provider's final quote before sending money.
Compare Before You Send
Check the latest available AfriRate comparison, then confirm the final quote directly with the provider.
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