Privacy Policy

1. Introduction

AfriRate is a trading name of Talyqor Ltd ("we," "our," or "us"), a company registered in England and Wales under company number 17488277. We are committed to protecting your privacy.

2. Information We Collect

2.1 Information You Provide

We do not require you to create an account or provide personal information to use our comparison service. However, depending on how you use the Site, we may collect information that you provide directly, including:

• Your name
• Email address
• Information you provide when contacting us
• Recipient mobile number, destination country and selected mobile network when you place an airtime or mobile data order
• Selected airtime amount or mobile data bundle and related order information
• Payment and transaction references associated with an airtime or mobile data order
• Any other information you choose to provide

We do not collect or store your full payment card details when payment is processed through our third-party payment providers.

2.2 Automatically Collected Information

When you visit our Site, we automatically collect certain information about your device, including:

• IP address
• Browser type and version
• Device type and operating system
• Pages visited and time spent on pages
• Referring website
• Date and time of visit

2.3 Cookies and Tracking Technologies

We use cookies and similar technologies for purposes including analytics, advertising, site functionality, and measuring how our Site is used. Where required, we provide a consent mechanism that allows visitors to make choices about certain uses of cookies and data. You can also control cookies through your browser settings, although disabling some cookies may affect certain Site features.

3. How We Use Your Information

We use the information we collect to:

• Provide, operate, and maintain our comparison service
• Improve, personalize, and expand our service
• Understand and analyze how you use our Site
• Develop new features and functionality
• Respond to your emails and inquiries
• Detect and prevent fraud or abuse
• Comply with legal obligations

4. Third-Party Services

4.1 Analytics

We use Google Analytics to help us understand how visitors use our Site. Google Analytics may use cookies and similar technologies and process information about interactions with the Site. Where required, analytics-related storage and processing are subject to the consent choices available to the visitor.

4.2 Affiliate Links

Our Site contains affiliate links to money transfer providers. When you click on these links and complete a transaction, we may receive a commission. This does not affect the price you pay. These third-party providers have their own privacy policies, and we encourage you to read them before using their services.

4.3 Payment and Digital-Service Providers

For airtime and mobile data purchases, we use third-party payment and digital-service providers to process payments and fulfil orders. These providers may receive information necessary to process the transaction and deliver the selected product, including the recipient mobile number, destination, selected network, product or bundle details, order reference and payment-related information.

These providers process information according to their own privacy policies and applicable data-protection requirements. We do not store full payment card details on our systems.

4.4 Advertising (Google AdSense)

We use Google AdSense to display advertisements on our Site. Google and its advertising partners may use cookies, web beacons, IP addresses and similar technologies to collect or receive information from our Site and other websites, including information about your visits and interactions, in order to provide, personalise and measure advertising where permitted. These technologies may allow Google and its partners to serve advertisements based on your prior visits to this and other websites and to measure advertising performance.

Where required, we use a consent mechanism to obtain and respect visitors' choices regarding certain cookies, storage and personalised advertising. Visitors can manage their advertising preferences through Google's advertising settings and can learn more about how Google uses information from sites and apps that use its services.

You can learn more about Google's use of information by visiting How Google uses information from sites or apps that use our services.

5. How We Share Your Information

We do not sell, trade, or rent your personal information to third parties. We may share your information in the following circumstances:

• Service Providers: We may share information with third-party service providers who perform services on our behalf (e.g., hosting, analytics)
• Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred

6. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy. We will retain and use your information to the extent necessary to comply with our legal obligations, resolve disputes, and enforce our policies.

7. Your Data Protection Rights (GDPR)

If you are in the European Economic Area (EEA) or the United Kingdom, applicable data protection law may give you rights in relation to your personal data, including:

• Right to Access: You can request copies of your personal data
• Right to Rectification: You can request correction of inaccurate data
• Right to Erasure: You can request deletion of your personal data
• Right to Restrict Processing: You can request restriction of processing your data
• Right to Data Portability: You can request transfer of your data
• Right to Object: You can object to our processing of your data

To exercise any of these rights, please contact us at hello@afrirate.io

8. Children's Privacy

Our Service is not intended for children under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe your child has provided us with personal information, please contact us so we can delete such information.

9. International Data Transfers

Some of our service providers may process or store personal data in countries outside the country where you are located. Where applicable, such international transfers are handled using appropriate safeguards or other mechanisms permitted by applicable data protection law.

10. Security

We implement appropriate technical and organizational security measures to protect your personal information. However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee absolute security.

11. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. You are advised to review this Privacy Policy periodically for any changes.

12. Contact Us

If you have any questions about this Privacy Policy, please contact us: